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Insurance Information

At Behavioral Health Services, all Psychologists are “out-of-network” providers. We do not participate in any insurance network because we feel strongly that third parties should not dictate the nature and duration of the therapy. Please contact your insurance company to determine your out-of-network mental health benefits.

If you decide to seek insurance reimbursement, a monthly itemized statement will be available to you via our client portal. Use of a Health Savings Account (HSA)/Flex Spending Accounts (FSA) is another way to reduce the cost of therapy.

To find out what your insurance plan will reimburse you for, call them and ask the following questions:


  • Do I have mental health benefits?

  • Does my plan have out-of-network benefits?

  • What does the company allow (“reasonable and customary”) for the following codes: 90837, 90846, 90847, and 90791?

  • How much does my plan cover for an out-of-network mental health provider?

  • Are there standardized forms I will need to submit for reimbursement? Where do I find them?

  • How many sessions per calendar year does my plan cover?

  • Are telehealth sessions covered?

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